Dear readers, thanks for dropping by. Kindly note that I have migrated all these posts to my new blog All Things Cozy and Homely . I will blog at the new site from Jan 15 onwards.

Tuesday, December 8, 2009

Renovation, Furniture and endless Loans!

Thinking of taking up renovation and furniture loans?

Besides shopping for the lowest interest rates, what else do you have to look out for? The loan limit? Repayment period?

That is only half the homework done.

Not a lot of people realise that it is recommended that the monthly installments (inclusive of study and car loan) shouldn't exceed 20% of their combined take-home pay.

Thus, its better to plan carefully, spend wisely and not get too carried away (and bust your budget) during renovation. :)

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